Linking your Aadhaar card with your mobile number and bank account is an important step towards verifying your identity, receiving government benefits, and accessing financial services securely. The Government of India has made this process simple and accessible to everyone—online and offline.

In this guide, you’ll learn exactly how to link Aadhaar with your mobile number or bank account without an agent, safely and easily.

Why Is Linking Aadhaar Important?

Whether it’s for receiving subsidies, filing Income Tax Returns (ITR), opening bank accounts, or authenticating SIM cards, Aadhaar linkage is essential.

Benefits:

• Mandatory for government welfare schemes (LPG subsidy, PM Kisan, etc.)
• Required for opening or operating bank accounts
• Prevents identity fraud
• Enables OTP-based eKYC
• Required for EPFO, insurance, pensions, and mutual funds

Without linking, you may be unable to complete basic financial and telecom-related tasks.

How to Link Aadhaar with Mobile Number

You cannot link your Aadhaar with a mobile number online by yourself due to biometric verification requirements. The process must be completed through authorized centers.

📍 Method 1: Visit the Nearest Aadhaar Seva Kendra

Steps:

1. Locate the nearest Aadhaar Seva Kendra on the UIDAI website: https://appointments.uidai.gov.in
2. Carry your original Aadhaar card and a mobile phone.
3. Fill out the Aadhaar correction/update form.
4. Provide your biometric (fingerprint) for verification.
5. Pay the fee (~₹50).
6. You’ll receive an acknowledgment slip.

🔐 Your mobile number will be linked within 2–5 working days.

Important Notes:

• You must visit in person. There is no self-service method.
• Make sure your mobile number is active to receive OTPs later for services.
• Always verify the Aadhaar update via the UIDAI update status portal.

📱 Method 2: Link Aadhaar with Mobile via Telecom Provider

For some telecom operators (Jio, Airtel, Vi), you may be able to link your Aadhaar using OTP or biometric verification.

Steps:

1. Visit your mobile operator’s store or authorized kiosk.
2. Carry your Aadhaar card and mobile phone.
3. Submit Aadhaar and mobile number.
4. Complete biometric or OTP verification.
5. You’ll get a confirmation SMS once linked.

⏳ Takes about 24–72 hours.

How to Link Aadhaar with Bank Account

This process is more convenient and can often be done online if your bank supports it.

🏦 Method 1: Link Aadhaar Through Net Banking

Most banks allow Aadhaar linking via their internet banking portal.

Example Steps (Generic):

1. Log in to your bank’s internet banking.
2. Go to the ‘Service Requests’ or ‘Aadhaar Seeding’ section.
3. Enter your Aadhaar number.
4. Confirm and submit.
5. You’ll receive a confirmation SMS or email.

✅ No charges, takes 1–3 days for confirmation.

List of Major Banks Supporting Online Aadhaar Seeding:

• SBI (State Bank of India)
• HDFC Bank
• ICICI Bank
• Axis Bank
• Kotak Mahindra Bank
• Bank of Baroda

📲 Method 2: Link via Bank Mobile App

Some banks like SBI, HDFC, ICICI, and Axis allow Aadhaar linking via their mobile apps.

Example:

1. Open your bank’s official app.
2. Go to “Account Settings” or “Aadhaar Seeding”.
3. Enter Aadhaar number.
4. Submit and wait for SMS confirmation.

📌 Tip: Ensure your mobile number is linked with Aadhaar first. This helps with OTP verification.

ALSO READ : How to Apply for a PAN Card Online Without Agent Help (Step-by-Step Guide for 2025)

🧾 Method 3: Link Aadhaar by Visiting Bank Branch

If you’re not comfortable with online methods, follow these steps:

Steps:

1. Visit your nearest bank branch.
2. Fill out the Aadhaar Linking Form.
3. Attach self-attested Aadhaar copy.
4. Submit and provide original Aadhaar for verification.
5. Bank executive will process your request.

🧾 You will receive a confirmation SMS when it’s successfully linked.

What to Carry:

• Aadhaar card (original + photocopy)
• Bank passbook or debit card
• PAN card (recommended)

How to Check If Aadhaar Is Linked to Bank Account

Use the UIDAI official website to check the status:

1. Visit: https://uidai.gov.in
2. Click on “Check Aadhaar & Bank Account Linking Status”
3. Enter Aadhaar number and OTP.
4. The status will be shown on the screen.

This ensures your Aadhaar is correctly seeded with your bank account.

How to Check Aadhaar-Mobile Link Status

Use the TAFCOP Portal:

1. Go to https://tafcop.dgtelecom.gov.in
2. Enter your mobile number.
3. Verify with OTP.
4. You’ll see a list of SIMs linked with your Aadhaar.

This helps you detect if someone else has linked their number using your Aadhaar fraudulently.

Common Issues & Fixes

Issue	Solution
Aadhaar not linking with bank	Try again after 24 hours or visit branch
Mobile number already linked	Check at UIDAI or TAFCOP portal
OTP not received	Ensure number is active and not DND
Name mismatch in bank/Aadhaar	Update name in bank or Aadhaar to match
Incorrect Aadhaar number entered	Recheck and enter again

Security & Privacy Tips

• Never share Aadhaar details publicly.
• Always use official portals like uidai.gov.in.
• Do not use agents or third-party apps to link Aadhaar.
• Avoid clicking on Aadhaar-related SMS links unless verified.
• Enable Aadhaar biometric lock if not using it for authentication regularly.

Conclusion

Linking your Aadhaar with your mobile number and bank account is not just a requirement—it’s a step toward securing your digital identity and financial services. While bank linking can usually be done online, mobile number linking requires a biometric update at an authorized center.

Keeping your Aadhaar updated and linked ensures you don’t face service disruptions. If you haven’t done it yet, now is the time.

Disclaimer

This blog is for informational purposes only. Aadhaar linking processes may change based on government regulations. Always verify steps via the official UIDAI website or your bank’s website. We do not collect or process Aadhaar data.